Olajide Solomon Fadun , Department of Actuarial Science and Insurance University of Lagos, Akoka Lagos, Nigeria.
Sunday Adekunle Aduloju , Department of Actuarial Science and Insurance University of Lagos, Akoka Lagos, Nigeria.
Mfon Sampson Ukpong , Department of Insurance University of Uyo, Akwa Ibom State, Nigeria.

Hasen A. Ben-Taher , Department of Economics, Faculty of Economics and Political Science, University of Tripoli,

Olaide Sekinat Opeloyeru , Ijagun, Ijebu-Ode, Ogun state

Dana Al-Hajri , Program Management and Strategy Director Supreme Committee for Delivery and Legacy, Qatar